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Should You Buy Insurance for Your Office Equipment?

March 19, 2018

Insurance covers all the important and valuable aspects of our lives—cars, homes, health—the list goes on. So why wouldn’t you also want to protect your investment in office equipment and supplies? If you suffer unexpected damages and don’t have insurance, the loss could greatly impact your office operations.

In this blog, we’ll define equipment breakdown coverage for your printers and copiers to help you decide whether to purchase it for your business.

what Is Equipment Breakdown Coverage?

According to Nationwide Insurance, “equipment breakdown coverage protects against breakdowns caused by power surges, motor burnout, boiler malfunction, and operator error.” Policies can include the following coverage:

  • Extra costs of repairs or replacements due to damage
  • Lost business income due to equipment breakdown
  • Related property damage costs

What It Won’t Cover

If your printers aren’t working due to their age, it might just be time to upgrade and replace them. Equipment breakdown insurance won’t cover the cost of replacing old printers or office equipment that’s just poorly maintained. A separate property insurance policy also won’t cover equipment breakdown.

Deciding on Office Equipment coverage

We can’t make this choice for your business, but we can help by providing resources to inform your decision. Look back on the initial investment in your office equipment, and consider worst case scenarios involving potential damage.

  • Could your business sustain the losses?
  • Would you be able to operate normally while the equipment is out of commission?
  • Would you need to close temporarily?

The office solutions experts at Pacific Office Automation are your go-to resources for any questions you have about your office equipment. Looking for a new printer, scanner, or copier? Need some printer troubleshooting advice? Give us a call today at 1.888.896.9029 or contact your nearest location for all of your office equipment needs.

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With offices in Oregon, Washington, California, New Mexico, Arizona and Utah, Pacific Office's top-notch sales team and technicians are quick to respond to service and repair requests and offer overall technical support.

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